LTV · monthly repayment
▼ 0.50% · 3.625%
HK$83,931
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$86,542
−HK$2,653/mo
Today · 4.125%
HK$89,195
baseline
▲ 0.50% · 4.625%
HK$94,622
+HK$5,427/mo
Deposit HK$18.40M · loan HK$18.40M · min. income ≈ HK$178,390/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,373
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$95,877
−HK$2,541/mo
Today · 4.125%
HK$98,418
baseline
▲ 0.50% · 4.625%
HK$103,605
+HK$5,187/mo
Deposit HK$18.40M · loan HK$18.40M · min. income ≈ HK$196,836/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,718
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$103,851
−HK$3,183/mo
Today · 4.125%
HK$107,034
baseline
▲ 0.50% · 4.625%
HK$113,546
+HK$6,512/mo
Deposit HK$14.72M · loan HK$22.08M · min. income ≈ HK$214,068/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,047
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$115,053
−HK$3,048/mo
Today · 4.125%
HK$118,101
baseline
▲ 0.50% · 4.625%
HK$124,326
+HK$6,225/mo
Deposit HK$14.72M · loan HK$22.08M · min. income ≈ HK$236,202/mo (50% DSR)
Upfront cash ≈ HK$16.29M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,504
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$121,159
−HK$3,714/mo
Today · 4.125%
HK$124,873
baseline
▲ 0.50% · 4.625%
HK$132,471
+HK$7,598/mo
Deposit HK$11.04M · loan HK$25.77M · min. income ≈ HK$249,746/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,722
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$134,228
−HK$3,557/mo
Today · 4.125%
HK$137,785
baseline
▲ 0.50% · 4.625%
HK$145,047
+HK$7,262/mo
Deposit HK$11.04M · loan HK$25.77M · min. income ≈ HK$275,570/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,077
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$155,776
−HK$4,774/mo
Today · 4.125%
HK$160,550
baseline
▲ 0.50% · 4.625%
HK$170,320
+HK$9,770/mo
Deposit HK$3.68M · loan HK$33.13M · min. income ≈ HK$321,100/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,071
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$172,579
−HK$4,573/mo
Today · 4.125%
HK$177,152
baseline
▲ 0.50% · 4.625%
HK$186,490
+HK$9,338/mo
Deposit HK$3.68M · loan HK$33.13M · min. income ≈ HK$354,304/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,564,336 · Scale 2, in force from 26 Feb 2026)