LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,014
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,628
−HK$2,655/mo
Today · 4.125%
HK$89,283
baseline
▲ 0.50% · 4.625%
HK$94,715
+HK$5,432/mo
Deposit HK$18.42M · loan HK$18.42M · min. income ≈ HK$178,566/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,465
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,972
−HK$2,543/mo
Today · 4.125%
HK$98,515
baseline
▲ 0.50% · 4.625%
HK$103,708
+HK$5,193/mo
Deposit HK$18.42M · loan HK$18.42M · min. income ≈ HK$197,030/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,817
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,953
−HK$3,186/mo
Today · 4.125%
HK$107,139
baseline
▲ 0.50% · 4.625%
HK$113,658
+HK$6,519/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$214,278/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,158
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,166
−HK$3,052/mo
Today · 4.125%
HK$118,218
baseline
▲ 0.50% · 4.625%
HK$124,449
+HK$6,231/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$236,436/mo (50% DSR)
Upfront cash ≈ HK$16.30M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,620
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,279
−HK$3,717/mo
Today · 4.125%
HK$124,996
baseline
▲ 0.50% · 4.625%
HK$132,601
+HK$7,605/mo
Deposit HK$11.05M · loan HK$25.79M · min. income ≈ HK$249,992/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,851
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,360
−HK$3,561/mo
Today · 4.125%
HK$137,921
baseline
▲ 0.50% · 4.625%
HK$145,191
+HK$7,270/mo
Deposit HK$11.05M · loan HK$25.79M · min. income ≈ HK$275,842/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,226
−HK$9,483/mo
▼ 0.25% · 3.875%
HK$155,930
−HK$4,779/mo
Today · 4.125%
HK$160,709
baseline
▲ 0.50% · 4.625%
HK$170,488
+HK$9,779/mo
Deposit HK$3.68M · loan HK$33.16M · min. income ≈ HK$321,418/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,237
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$172,749
−HK$4,577/mo
Today · 4.125%
HK$177,326
baseline
▲ 0.50% · 4.625%
HK$186,674
+HK$9,348/mo
Deposit HK$3.68M · loan HK$33.16M · min. income ≈ HK$354,652/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,565,880 · Scale 2, in force from 26 Feb 2026)