LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,025
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,639
−HK$2,655/mo
Today · 4.125%
HK$89,294
baseline
▲ 0.50% · 4.625%
HK$94,727
+HK$5,433/mo
Deposit HK$18.42M · loan HK$18.42M · min. income ≈ HK$178,588/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,477
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,984
−HK$2,543/mo
Today · 4.125%
HK$98,527
baseline
▲ 0.50% · 4.625%
HK$103,721
+HK$5,194/mo
Deposit HK$18.42M · loan HK$18.42M · min. income ≈ HK$197,054/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,830
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,966
−HK$3,187/mo
Today · 4.125%
HK$107,153
baseline
▲ 0.50% · 4.625%
HK$113,673
+HK$6,520/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$214,306/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,172
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,181
−HK$3,052/mo
Today · 4.125%
HK$118,233
baseline
▲ 0.50% · 4.625%
HK$124,465
+HK$6,232/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$236,466/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,635
−HK$7,377/mo
▼ 0.25% · 3.875%
HK$121,294
−HK$3,718/mo
Today · 4.125%
HK$125,012
baseline
▲ 0.50% · 4.625%
HK$132,618
+HK$7,606/mo
Deposit HK$11.05M · loan HK$25.79M · min. income ≈ HK$250,024/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,868
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,378
−HK$3,560/mo
Today · 4.125%
HK$137,938
baseline
▲ 0.50% · 4.625%
HK$145,209
+HK$7,271/mo
Deposit HK$11.05M · loan HK$25.79M · min. income ≈ HK$275,876/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,245
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$155,950
−HK$4,779/mo
Today · 4.125%
HK$160,729
baseline
▲ 0.50% · 4.625%
HK$170,509
+HK$9,780/mo
Deposit HK$3.68M · loan HK$33.16M · min. income ≈ HK$321,458/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,258
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$172,771
−HK$4,578/mo
Today · 4.125%
HK$177,349
baseline
▲ 0.50% · 4.625%
HK$186,697
+HK$9,348/mo
Deposit HK$3.68M · loan HK$33.16M · min. income ≈ HK$354,698/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,079 · Scale 2, in force from 26 Feb 2026)