LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,028
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,641
−HK$2,656/mo
Today · 4.125%
HK$89,297
baseline
▲ 0.50% · 4.625%
HK$94,730
+HK$5,433/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$178,594/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,480
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,987
−HK$2,543/mo
Today · 4.125%
HK$98,530
baseline
▲ 0.50% · 4.625%
HK$103,724
+HK$5,194/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$197,060/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,833
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,969
−HK$3,187/mo
Today · 4.125%
HK$107,156
baseline
▲ 0.50% · 4.625%
HK$113,676
+HK$6,520/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$214,312/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,176
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$115,184
−HK$3,052/mo
Today · 4.125%
HK$118,236
baseline
▲ 0.50% · 4.625%
HK$124,469
+HK$6,233/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$236,472/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,639
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,298
−HK$3,717/mo
Today · 4.125%
HK$125,015
baseline
▲ 0.50% · 4.625%
HK$132,622
+HK$7,607/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$250,030/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,872
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$134,382
−HK$3,560/mo
Today · 4.125%
HK$137,942
baseline
▲ 0.50% · 4.625%
HK$145,213
+HK$7,271/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$275,884/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,250
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$155,954
−HK$4,780/mo
Today · 4.125%
HK$160,734
baseline
▲ 0.50% · 4.625%
HK$170,514
+HK$9,780/mo
Deposit HK$3.69M · loan HK$33.17M · min. income ≈ HK$321,468/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,264
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$172,776
−HK$4,578/mo
Today · 4.125%
HK$177,354
baseline
▲ 0.50% · 4.625%
HK$186,703
+HK$9,349/mo
Deposit HK$3.69M · loan HK$33.17M · min. income ≈ HK$354,708/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,126 · Scale 2, in force from 26 Feb 2026)