LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,032
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,646
−HK$2,656/mo
Today · 4.125%
HK$89,302
baseline
▲ 0.50% · 4.625%
HK$94,736
+HK$5,434/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$178,604/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,485
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$95,992
−HK$2,544/mo
Today · 4.125%
HK$98,536
baseline
▲ 0.50% · 4.625%
HK$103,730
+HK$5,194/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$197,072/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,839
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$103,975
−HK$3,187/mo
Today · 4.125%
HK$107,162
baseline
▲ 0.50% · 4.625%
HK$113,683
+HK$6,521/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$214,324/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,182
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$115,191
−HK$3,052/mo
Today · 4.125%
HK$118,243
baseline
▲ 0.50% · 4.625%
HK$124,476
+HK$6,233/mo
Deposit HK$14.74M · loan HK$22.11M · min. income ≈ HK$236,486/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,645
−HK$7,378/mo
▼ 0.25% · 3.875%
HK$121,305
−HK$3,718/mo
Today · 4.125%
HK$125,023
baseline
▲ 0.50% · 4.625%
HK$132,630
+HK$7,607/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$250,046/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,879
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$134,389
−HK$3,561/mo
Today · 4.125%
HK$137,950
baseline
▲ 0.50% · 4.625%
HK$145,222
+HK$7,272/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$275,900/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,258
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$155,963
−HK$4,780/mo
Today · 4.125%
HK$160,743
baseline
▲ 0.50% · 4.625%
HK$170,524
+HK$9,781/mo
Deposit HK$3.69M · loan HK$33.17M · min. income ≈ HK$321,486/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,273
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$172,786
−HK$4,579/mo
Today · 4.125%
HK$177,365
baseline
▲ 0.50% · 4.625%
HK$186,714
+HK$9,349/mo
Deposit HK$3.69M · loan HK$33.17M · min. income ≈ HK$354,730/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,217 · Scale 2, in force from 26 Feb 2026)