LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,054
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,668
−HK$2,657/mo
Today · 4.125%
HK$89,325
baseline
▲ 0.50% · 4.625%
HK$94,760
+HK$5,435/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$178,650/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,509
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,017
−HK$2,544/mo
Today · 4.125%
HK$98,561
baseline
▲ 0.50% · 4.625%
HK$103,756
+HK$5,195/mo
Deposit HK$18.43M · loan HK$18.43M · min. income ≈ HK$197,122/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,864
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$104,002
−HK$3,187/mo
Today · 4.125%
HK$107,189
baseline
▲ 0.50% · 4.625%
HK$113,712
+HK$6,523/mo
Deposit HK$14.74M · loan HK$22.12M · min. income ≈ HK$214,378/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,211
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,220
−HK$3,053/mo
Today · 4.125%
HK$118,273
baseline
▲ 0.50% · 4.625%
HK$124,507
+HK$6,234/mo
Deposit HK$14.74M · loan HK$22.12M · min. income ≈ HK$236,546/mo (50% DSR)
Upfront cash ≈ HK$16.31M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,675
−HK$7,379/mo
▼ 0.25% · 3.875%
HK$121,335
−HK$3,719/mo
Today · 4.125%
HK$125,054
baseline
▲ 0.50% · 4.625%
HK$132,664
+HK$7,610/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$250,108/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,912
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$134,423
−HK$3,562/mo
Today · 4.125%
HK$137,985
baseline
▲ 0.50% · 4.625%
HK$145,258
+HK$7,273/mo
Deposit HK$11.06M · loan HK$25.80M · min. income ≈ HK$275,970/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,297
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$156,003
−HK$4,781/mo
Today · 4.125%
HK$160,784
baseline
▲ 0.50% · 4.625%
HK$170,567
+HK$9,783/mo
Deposit HK$3.69M · loan HK$33.18M · min. income ≈ HK$321,568/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,316
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$172,830
−HK$4,579/mo
Today · 4.125%
HK$177,409
baseline
▲ 0.50% · 4.625%
HK$186,761
+HK$9,352/mo
Deposit HK$3.69M · loan HK$33.18M · min. income ≈ HK$354,818/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,566,613 · Scale 2, in force from 26 Feb 2026)