LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,078
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,694
−HK$2,657/mo
Today · 4.125%
HK$89,351
baseline
▲ 0.50% · 4.625%
HK$94,788
+HK$5,437/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,702/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,536
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,045
−HK$2,545/mo
Today · 4.125%
HK$98,590
baseline
▲ 0.50% · 4.625%
HK$103,787
+HK$5,197/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,180/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,894
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,032
−HK$3,189/mo
Today · 4.125%
HK$107,221
baseline
▲ 0.50% · 4.625%
HK$113,745
+HK$6,524/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$214,442/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,244
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,254
−HK$3,054/mo
Today · 4.125%
HK$118,308
baseline
▲ 0.50% · 4.625%
HK$124,544
+HK$6,236/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$236,616/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,710
−HK$7,381/mo
▼ 0.25% · 3.875%
HK$121,371
−HK$3,720/mo
Today · 4.125%
HK$125,091
baseline
▲ 0.50% · 4.625%
HK$132,703
+HK$7,612/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$250,182/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,951
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,463
−HK$3,563/mo
Today · 4.125%
HK$138,026
baseline
▲ 0.50% · 4.625%
HK$145,301
+HK$7,275/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$276,052/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,341
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,049
−HK$4,783/mo
Today · 4.125%
HK$160,832
baseline
▲ 0.50% · 4.625%
HK$170,618
+HK$9,786/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,664/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,366
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,881
−HK$4,581/mo
Today · 4.125%
HK$177,462
baseline
▲ 0.50% · 4.625%
HK$186,816
+HK$9,354/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$354,924/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,076 · Scale 2, in force from 26 Feb 2026)