LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,082
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,697
−HK$2,657/mo
Today · 4.125%
HK$89,354
baseline
▲ 0.50% · 4.625%
HK$94,791
+HK$5,437/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,708/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,540
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,049
−HK$2,545/mo
Today · 4.125%
HK$98,594
baseline
▲ 0.50% · 4.625%
HK$103,791
+HK$5,197/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,188/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,898
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,036
−HK$3,189/mo
Today · 4.125%
HK$107,225
baseline
▲ 0.50% · 4.625%
HK$113,749
+HK$6,524/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$214,450/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,248
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,258
−HK$3,054/mo
Today · 4.125%
HK$118,312
baseline
▲ 0.50% · 4.625%
HK$124,549
+HK$6,237/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$236,624/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,714
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,376
−HK$3,720/mo
Today · 4.125%
HK$125,096
baseline
▲ 0.50% · 4.625%
HK$132,708
+HK$7,612/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$250,192/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,956
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,468
−HK$3,563/mo
Today · 4.125%
HK$138,031
baseline
▲ 0.50% · 4.625%
HK$145,307
+HK$7,276/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$276,062/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,347
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,055
−HK$4,783/mo
Today · 4.125%
HK$160,838
baseline
▲ 0.50% · 4.625%
HK$170,624
+HK$9,786/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,676/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,372
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,887
−HK$4,581/mo
Today · 4.125%
HK$177,468
baseline
▲ 0.50% · 4.625%
HK$186,823
+HK$9,355/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$354,936/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,134 · Scale 2, in force from 26 Feb 2026)