LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,083
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,699
−HK$2,657/mo
Today · 4.125%
HK$89,356
baseline
▲ 0.50% · 4.625%
HK$94,793
+HK$5,437/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,712/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,542
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,051
−HK$2,545/mo
Today · 4.125%
HK$98,596
baseline
▲ 0.50% · 4.625%
HK$103,793
+HK$5,197/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,192/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,039
−HK$3,188/mo
Today · 4.125%
HK$107,227
baseline
▲ 0.50% · 4.625%
HK$113,752
+HK$6,525/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$214,454/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,250
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,261
−HK$3,054/mo
Today · 4.125%
HK$118,315
baseline
▲ 0.50% · 4.625%
HK$124,551
+HK$6,236/mo
Deposit HK$14.75M · loan HK$22.12M · min. income ≈ HK$236,630/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,717
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$121,379
−HK$3,720/mo
Today · 4.125%
HK$125,099
baseline
▲ 0.50% · 4.625%
HK$132,711
+HK$7,612/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$250,198/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,959
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$134,471
−HK$3,563/mo
Today · 4.125%
HK$138,034
baseline
▲ 0.50% · 4.625%
HK$145,310
+HK$7,276/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$276,068/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,350
−HK$9,491/mo
▼ 0.25% · 3.875%
HK$156,058
−HK$4,783/mo
Today · 4.125%
HK$160,841
baseline
▲ 0.50% · 4.625%
HK$170,628
+HK$9,787/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,682/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,376
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$172,891
−HK$4,581/mo
Today · 4.125%
HK$177,472
baseline
▲ 0.50% · 4.625%
HK$186,827
+HK$9,355/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$354,944/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$1,567,169 · Scale 2, in force from 26 Feb 2026)