LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,090
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,706
−HK$2,657/mo
Today · 4.125%
HK$89,363
baseline
▲ 0.50% · 4.625%
HK$94,801
+HK$5,438/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,726/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,549
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,058
−HK$2,545/mo
Today · 4.125%
HK$98,603
baseline
▲ 0.50% · 4.625%
HK$103,801
+HK$5,198/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,206/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,908
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,047
−HK$3,189/mo
Today · 4.125%
HK$107,236
baseline
▲ 0.50% · 4.625%
HK$113,761
+HK$6,525/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$214,472/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,259
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,270
−HK$3,054/mo
Today · 4.125%
HK$118,324
baseline
▲ 0.50% · 4.625%
HK$124,561
+HK$6,237/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$236,648/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,726
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$121,388
−HK$3,721/mo
Today · 4.125%
HK$125,109
baseline
▲ 0.50% · 4.625%
HK$132,721
+HK$7,612/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$250,218/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,969
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,482
−HK$3,563/mo
Today · 4.125%
HK$138,045
baseline
▲ 0.50% · 4.625%
HK$145,321
+HK$7,276/mo
Deposit HK$11.06M · loan HK$25.81M · min. income ≈ HK$276,090/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,362
−HK$9,492/mo
▼ 0.25% · 3.875%
HK$156,070
−HK$4,784/mo
Today · 4.125%
HK$160,854
baseline
▲ 0.50% · 4.625%
HK$170,641
+HK$9,787/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,708/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,389
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$172,905
−HK$4,581/mo
Today · 4.125%
HK$177,486
baseline
▲ 0.50% · 4.625%
HK$186,842
+HK$9,356/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$354,972/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,292 · Scale 2, in force from 26 Feb 2026)