LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,097
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,713
−HK$2,658/mo
Today · 4.125%
HK$89,371
baseline
▲ 0.50% · 4.625%
HK$94,809
+HK$5,438/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,742/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,558
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,067
−HK$2,545/mo
Today · 4.125%
HK$98,612
baseline
▲ 0.50% · 4.625%
HK$103,810
+HK$5,198/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,224/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,917
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,056
−HK$3,189/mo
Today · 4.125%
HK$107,245
baseline
▲ 0.50% · 4.625%
HK$113,771
+HK$6,526/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$214,490/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,269
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$115,280
−HK$3,055/mo
Today · 4.125%
HK$118,335
baseline
▲ 0.50% · 4.625%
HK$124,572
+HK$6,237/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$236,670/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,736
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,399
−HK$3,721/mo
Today · 4.125%
HK$125,120
baseline
▲ 0.50% · 4.625%
HK$132,733
+HK$7,613/mo
Deposit HK$11.06M · loan HK$25.82M · min. income ≈ HK$250,240/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,981
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$134,493
−HK$3,564/mo
Today · 4.125%
HK$138,057
baseline
▲ 0.50% · 4.625%
HK$145,334
+HK$7,277/mo
Deposit HK$11.06M · loan HK$25.82M · min. income ≈ HK$276,114/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,375
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$156,084
−HK$4,784/mo
Today · 4.125%
HK$160,868
baseline
▲ 0.50% · 4.625%
HK$170,656
+HK$9,788/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,736/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,404
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$172,920
−HK$4,582/mo
Today · 4.125%
HK$177,502
baseline
▲ 0.50% · 4.625%
HK$186,858
+HK$9,356/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$355,004/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,430 · Scale 2, in force from 26 Feb 2026)