LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,100
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,716
−HK$2,658/mo
Today · 4.125%
HK$89,374
baseline
▲ 0.50% · 4.625%
HK$94,812
+HK$5,438/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$178,748/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,561
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,070
−HK$2,545/mo
Today · 4.125%
HK$98,615
baseline
▲ 0.50% · 4.625%
HK$103,814
+HK$5,199/mo
Deposit HK$18.44M · loan HK$18.44M · min. income ≈ HK$197,230/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,920
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,059
−HK$3,190/mo
Today · 4.125%
HK$107,249
baseline
▲ 0.50% · 4.625%
HK$113,775
+HK$6,526/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$214,498/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,273
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,284
−HK$3,054/mo
Today · 4.125%
HK$118,338
baseline
▲ 0.50% · 4.625%
HK$124,576
+HK$6,238/mo
Deposit HK$14.75M · loan HK$22.13M · min. income ≈ HK$236,676/mo (50% DSR)
Upfront cash ≈ HK$16.32M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,740
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$121,403
−HK$3,721/mo
Today · 4.125%
HK$125,124
baseline
▲ 0.50% · 4.625%
HK$132,737
+HK$7,613/mo
Deposit HK$11.06M · loan HK$25.82M · min. income ≈ HK$250,248/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,985
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$134,498
−HK$3,564/mo
Today · 4.125%
HK$138,062
baseline
▲ 0.50% · 4.625%
HK$145,339
+HK$7,277/mo
Deposit HK$11.06M · loan HK$25.82M · min. income ≈ HK$276,124/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,380
−HK$9,493/mo
▼ 0.25% · 3.875%
HK$156,089
−HK$4,784/mo
Today · 4.125%
HK$160,873
baseline
▲ 0.50% · 4.625%
HK$170,662
+HK$9,789/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$321,746/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,409
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$172,926
−HK$4,582/mo
Today · 4.125%
HK$177,508
baseline
▲ 0.50% · 4.625%
HK$186,864
+HK$9,356/mo
Deposit HK$3.69M · loan HK$33.19M · min. income ≈ HK$355,016/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,567,481 · Scale 2, in force from 26 Feb 2026)