LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,129
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,746
−HK$2,658/mo
Today · 4.125%
HK$89,404
baseline
▲ 0.50% · 4.625%
HK$94,844
+HK$5,440/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,808/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,592
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,102
−HK$2,547/mo
Today · 4.125%
HK$98,649
baseline
▲ 0.50% · 4.625%
HK$103,849
+HK$5,200/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,298/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,954
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,095
−HK$3,190/mo
Today · 4.125%
HK$107,285
baseline
▲ 0.50% · 4.625%
HK$113,813
+HK$6,528/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,570/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,311
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,323
−HK$3,055/mo
Today · 4.125%
HK$118,378
baseline
▲ 0.50% · 4.625%
HK$124,618
+HK$6,240/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,756/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,780
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,444
−HK$3,722/mo
Today · 4.125%
HK$125,166
baseline
▲ 0.50% · 4.625%
HK$132,782
+HK$7,616/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,332/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,029
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,543
−HK$3,565/mo
Today · 4.125%
HK$138,108
baseline
▲ 0.50% · 4.625%
HK$145,388
+HK$7,280/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,216/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,432
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$156,142
−HK$4,786/mo
Today · 4.125%
HK$160,928
baseline
▲ 0.50% · 4.625%
HK$170,720
+HK$9,792/mo
Deposit HK$3.69M · loan HK$33.20M · min. income ≈ HK$321,856/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,466
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$172,984
−HK$4,584/mo
Today · 4.125%
HK$177,568
baseline
▲ 0.50% · 4.625%
HK$186,928
+HK$9,360/mo
Deposit HK$3.69M · loan HK$33.20M · min. income ≈ HK$355,136/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,011 · Scale 2, in force from 26 Feb 2026)