LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,131
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,748
−HK$2,658/mo
Today · 4.125%
HK$89,406
baseline
▲ 0.50% · 4.625%
HK$94,847
+HK$5,441/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,812/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,595
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,105
−HK$2,546/mo
Today · 4.125%
HK$98,651
baseline
▲ 0.50% · 4.625%
HK$103,851
+HK$5,200/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,302/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,957
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,097
−HK$3,191/mo
Today · 4.125%
HK$107,288
baseline
▲ 0.50% · 4.625%
HK$113,816
+HK$6,528/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,576/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,314
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,326
−HK$3,055/mo
Today · 4.125%
HK$118,381
baseline
▲ 0.50% · 4.625%
HK$124,622
+HK$6,241/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,762/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,783
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,447
−HK$3,722/mo
Today · 4.125%
HK$125,169
baseline
▲ 0.50% · 4.625%
HK$132,785
+HK$7,616/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,338/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,032
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,547
−HK$3,565/mo
Today · 4.125%
HK$138,112
baseline
▲ 0.50% · 4.625%
HK$145,392
+HK$7,280/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,224/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,435
−HK$9,497/mo
▼ 0.25% · 3.875%
HK$156,146
−HK$4,786/mo
Today · 4.125%
HK$160,932
baseline
▲ 0.50% · 4.625%
HK$170,724
+HK$9,792/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,864/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,470
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$172,989
−HK$4,583/mo
Today · 4.125%
HK$177,572
baseline
▲ 0.50% · 4.625%
HK$186,932
+HK$9,360/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,144/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,050 · Scale 2, in force from 26 Feb 2026)