LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,133
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,750
−HK$2,659/mo
Today · 4.125%
HK$89,409
baseline
▲ 0.50% · 4.625%
HK$94,850
+HK$5,441/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,818/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,597
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,108
−HK$2,546/mo
Today · 4.125%
HK$98,654
baseline
▲ 0.50% · 4.625%
HK$103,854
+HK$5,200/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,308/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,960
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,100
−HK$3,191/mo
Today · 4.125%
HK$107,291
baseline
▲ 0.50% · 4.625%
HK$113,819
+HK$6,528/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,582/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,317
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$115,329
−HK$3,056/mo
Today · 4.125%
HK$118,385
baseline
▲ 0.50% · 4.625%
HK$124,625
+HK$6,240/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,770/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,787
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,450
−HK$3,723/mo
Today · 4.125%
HK$125,173
baseline
▲ 0.50% · 4.625%
HK$132,789
+HK$7,616/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,346/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,036
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,551
−HK$3,565/mo
Today · 4.125%
HK$138,116
baseline
▲ 0.50% · 4.625%
HK$145,396
+HK$7,280/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,232/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,440
−HK$9,496/mo
▼ 0.25% · 3.875%
HK$156,151
−HK$4,785/mo
Today · 4.125%
HK$160,936
baseline
▲ 0.50% · 4.625%
HK$170,729
+HK$9,793/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,872/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,475
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$172,994
−HK$4,584/mo
Today · 4.125%
HK$177,578
baseline
▲ 0.50% · 4.625%
HK$186,938
+HK$9,360/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,156/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,098 · Scale 2, in force from 26 Feb 2026)