LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,144
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,761
−HK$2,659/mo
Today · 4.125%
HK$89,420
baseline
▲ 0.50% · 4.625%
HK$94,861
+HK$5,441/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,840/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,609
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,120
−HK$2,547/mo
Today · 4.125%
HK$98,667
baseline
▲ 0.50% · 4.625%
HK$103,867
+HK$5,200/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,334/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,973
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,113
−HK$3,191/mo
Today · 4.125%
HK$107,304
baseline
▲ 0.50% · 4.625%
HK$113,834
+HK$6,530/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,608/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,331
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,344
−HK$3,056/mo
Today · 4.125%
HK$118,400
baseline
▲ 0.50% · 4.625%
HK$124,641
+HK$6,241/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,800/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,801
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,466
−HK$3,722/mo
Today · 4.125%
HK$125,188
baseline
▲ 0.50% · 4.625%
HK$132,806
+HK$7,618/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,376/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,053
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,568
−HK$3,565/mo
Today · 4.125%
HK$138,133
baseline
▲ 0.50% · 4.625%
HK$145,414
+HK$7,281/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,266/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,459
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,170
−HK$4,787/mo
Today · 4.125%
HK$160,957
baseline
▲ 0.50% · 4.625%
HK$170,750
+HK$9,793/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,914/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,496
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,015
−HK$4,585/mo
Today · 4.125%
HK$177,600
baseline
▲ 0.50% · 4.625%
HK$186,961
+HK$9,361/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,200/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,294 · Scale 2, in force from 26 Feb 2026)