LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,146
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,764
−HK$2,659/mo
Today · 4.125%
HK$89,423
baseline
▲ 0.50% · 4.625%
HK$94,864
+HK$5,441/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,846/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,612
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,123
−HK$2,546/mo
Today · 4.125%
HK$98,669
baseline
▲ 0.50% · 4.625%
HK$103,871
+HK$5,202/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,338/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,976
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,116
−HK$3,192/mo
Today · 4.125%
HK$107,308
baseline
▲ 0.50% · 4.625%
HK$113,837
+HK$6,529/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,616/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,334
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,347
−HK$3,056/mo
Today · 4.125%
HK$118,403
baseline
▲ 0.50% · 4.625%
HK$124,645
+HK$6,242/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,806/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,805
−HK$7,387/mo
▼ 0.25% · 3.875%
HK$121,469
−HK$3,723/mo
Today · 4.125%
HK$125,192
baseline
▲ 0.50% · 4.625%
HK$132,810
+HK$7,618/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,384/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,057
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,572
−HK$3,565/mo
Today · 4.125%
HK$138,137
baseline
▲ 0.50% · 4.625%
HK$145,419
+HK$7,282/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,274/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,463
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,175
−HK$4,786/mo
Today · 4.125%
HK$160,961
baseline
▲ 0.50% · 4.625%
HK$170,756
+HK$9,795/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,922/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,501
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,021
−HK$4,584/mo
Today · 4.125%
HK$177,605
baseline
▲ 0.50% · 4.625%
HK$186,967
+HK$9,362/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,210/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,341 · Scale 2, in force from 26 Feb 2026)