LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,147
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,764
−HK$2,659/mo
Today · 4.125%
HK$89,423
baseline
▲ 0.50% · 4.625%
HK$94,865
+HK$5,442/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,846/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,612
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,123
−HK$2,547/mo
Today · 4.125%
HK$98,670
baseline
▲ 0.50% · 4.625%
HK$103,871
+HK$5,201/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,340/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,976
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,117
−HK$3,191/mo
Today · 4.125%
HK$107,308
baseline
▲ 0.50% · 4.625%
HK$113,837
+HK$6,529/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,616/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,335
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,347
−HK$3,057/mo
Today · 4.125%
HK$118,404
baseline
▲ 0.50% · 4.625%
HK$124,645
+HK$6,241/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,808/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,805
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,470
−HK$3,723/mo
Today · 4.125%
HK$125,193
baseline
▲ 0.50% · 4.625%
HK$132,810
+HK$7,617/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,386/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,057
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,572
−HK$3,566/mo
Today · 4.125%
HK$138,138
baseline
▲ 0.50% · 4.625%
HK$145,419
+HK$7,281/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,276/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,464
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,175
−HK$4,787/mo
Today · 4.125%
HK$160,962
baseline
▲ 0.50% · 4.625%
HK$170,756
+HK$9,794/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,924/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,502
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,021
−HK$4,585/mo
Today · 4.125%
HK$177,606
baseline
▲ 0.50% · 4.625%
HK$186,968
+HK$9,362/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,212/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,346 · Scale 2, in force from 26 Feb 2026)