LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,149
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,767
−HK$2,659/mo
Today · 4.125%
HK$89,426
baseline
▲ 0.50% · 4.625%
HK$94,867
+HK$5,441/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,852/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,615
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,126
−HK$2,547/mo
Today · 4.125%
HK$98,673
baseline
▲ 0.50% · 4.625%
HK$103,874
+HK$5,201/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,346/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,979
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,120
−HK$3,191/mo
Today · 4.125%
HK$107,311
baseline
▲ 0.50% · 4.625%
HK$113,841
+HK$6,530/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$214,622/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,338
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,351
−HK$3,056/mo
Today · 4.125%
HK$118,407
baseline
▲ 0.50% · 4.625%
HK$124,649
+HK$6,242/mo
Deposit HK$14.76M · loan HK$22.14M · min. income ≈ HK$236,814/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,809
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,473
−HK$3,724/mo
Today · 4.125%
HK$125,197
baseline
▲ 0.50% · 4.625%
HK$132,814
+HK$7,617/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$250,394/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,061
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$134,576
−HK$3,566/mo
Today · 4.125%
HK$138,142
baseline
▲ 0.50% · 4.625%
HK$145,424
+HK$7,282/mo
Deposit HK$11.07M · loan HK$25.83M · min. income ≈ HK$276,284/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,469
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$156,180
−HK$4,787/mo
Today · 4.125%
HK$160,967
baseline
▲ 0.50% · 4.625%
HK$170,761
+HK$9,794/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$321,934/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,507
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$173,027
−HK$4,584/mo
Today · 4.125%
HK$177,611
baseline
▲ 0.50% · 4.625%
HK$186,973
+HK$9,362/mo
Deposit HK$3.69M · loan HK$33.21M · min. income ≈ HK$355,222/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,395 · Scale 2, in force from 26 Feb 2026)