LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,161
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,779
−HK$2,660/mo
Today · 4.125%
HK$89,439
baseline
▲ 0.50% · 4.625%
HK$94,881
+HK$5,442/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,878/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,628
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,139
−HK$2,548/mo
Today · 4.125%
HK$98,687
baseline
▲ 0.50% · 4.625%
HK$103,889
+HK$5,202/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,374/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,993
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,135
−HK$3,191/mo
Today · 4.125%
HK$107,326
baseline
▲ 0.50% · 4.625%
HK$113,857
+HK$6,531/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$214,652/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,354
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,367
−HK$3,057/mo
Today · 4.125%
HK$118,424
baseline
▲ 0.50% · 4.625%
HK$124,666
+HK$6,242/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$236,848/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,825
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,490
−HK$3,724/mo
Today · 4.125%
HK$125,214
baseline
▲ 0.50% · 4.625%
HK$132,833
+HK$7,619/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,428/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,079
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,595
−HK$3,566/mo
Today · 4.125%
HK$138,161
baseline
▲ 0.50% · 4.625%
HK$145,444
+HK$7,283/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,322/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,490
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$156,202
−HK$4,787/mo
Today · 4.125%
HK$160,989
baseline
▲ 0.50% · 4.625%
HK$170,785
+HK$9,796/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$321,978/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,531
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,051
−HK$4,585/mo
Today · 4.125%
HK$177,636
baseline
▲ 0.50% · 4.625%
HK$186,999
+HK$9,363/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,272/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,614 · Scale 2, in force from 26 Feb 2026)