LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,162
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,780
−HK$2,660/mo
Today · 4.125%
HK$89,440
baseline
▲ 0.50% · 4.625%
HK$94,882
+HK$5,442/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$178,880/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,629
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,140
−HK$2,548/mo
Today · 4.125%
HK$98,688
baseline
▲ 0.50% · 4.625%
HK$103,890
+HK$5,202/mo
Deposit HK$18.45M · loan HK$18.45M · min. income ≈ HK$197,376/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,994
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,136
−HK$3,192/mo
Today · 4.125%
HK$107,328
baseline
▲ 0.50% · 4.625%
HK$113,858
+HK$6,530/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$214,656/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,355
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,368
−HK$3,057/mo
Today · 4.125%
HK$118,425
baseline
▲ 0.50% · 4.625%
HK$124,668
+HK$6,243/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$236,850/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,827
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,492
−HK$3,723/mo
Today · 4.125%
HK$125,215
baseline
▲ 0.50% · 4.625%
HK$132,835
+HK$7,620/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,430/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,081
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,597
−HK$3,566/mo
Today · 4.125%
HK$138,163
baseline
▲ 0.50% · 4.625%
HK$145,446
+HK$7,283/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,326/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,491
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$156,204
−HK$4,787/mo
Today · 4.125%
HK$160,991
baseline
▲ 0.50% · 4.625%
HK$170,787
+HK$9,796/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$321,982/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,533
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,053
−HK$4,585/mo
Today · 4.125%
HK$177,638
baseline
▲ 0.50% · 4.625%
HK$187,002
+HK$9,364/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,276/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,632 · Scale 2, in force from 26 Feb 2026)