LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,165
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,783
−HK$2,660/mo
Today · 4.125%
HK$89,443
baseline
▲ 0.50% · 4.625%
HK$94,885
+HK$5,442/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,886/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,633
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,144
−HK$2,547/mo
Today · 4.125%
HK$98,691
baseline
▲ 0.50% · 4.625%
HK$103,893
+HK$5,202/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,382/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,998
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,139
−HK$3,192/mo
Today · 4.125%
HK$107,331
baseline
▲ 0.50% · 4.625%
HK$113,862
+HK$6,531/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$214,662/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,359
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,372
−HK$3,057/mo
Today · 4.125%
HK$118,429
baseline
▲ 0.50% · 4.625%
HK$124,672
+HK$6,243/mo
Deposit HK$14.76M · loan HK$22.15M · min. income ≈ HK$236,858/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,831
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,496
−HK$3,724/mo
Today · 4.125%
HK$125,220
baseline
▲ 0.50% · 4.625%
HK$132,839
+HK$7,619/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,440/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,086
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,601
−HK$3,567/mo
Today · 4.125%
HK$138,168
baseline
▲ 0.50% · 4.625%
HK$145,451
+HK$7,283/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,336/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,497
−HK$9,500/mo
▼ 0.25% · 3.875%
HK$156,209
−HK$4,788/mo
Today · 4.125%
HK$160,997
baseline
▲ 0.50% · 4.625%
HK$170,793
+HK$9,796/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$321,994/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,539
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$173,059
−HK$4,585/mo
Today · 4.125%
HK$177,644
baseline
▲ 0.50% · 4.625%
HK$187,008
+HK$9,364/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,288/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,686 · Scale 2, in force from 26 Feb 2026)