LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,173
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,791
−HK$2,660/mo
Today · 4.125%
HK$89,451
baseline
▲ 0.50% · 4.625%
HK$94,894
+HK$5,443/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,902/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,642
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,153
−HK$2,548/mo
Today · 4.125%
HK$98,701
baseline
▲ 0.50% · 4.625%
HK$103,904
+HK$5,203/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,402/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,008
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,150
−HK$3,192/mo
Today · 4.125%
HK$107,342
baseline
▲ 0.50% · 4.625%
HK$113,873
+HK$6,531/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$214,684/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,370
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,384
−HK$3,057/mo
Today · 4.125%
HK$118,441
baseline
▲ 0.50% · 4.625%
HK$124,684
+HK$6,243/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$236,882/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,842
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,508
−HK$3,724/mo
Today · 4.125%
HK$125,232
baseline
▲ 0.50% · 4.625%
HK$132,852
+HK$7,620/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,464/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,098
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,614
−HK$3,567/mo
Today · 4.125%
HK$138,181
baseline
▲ 0.50% · 4.625%
HK$145,465
+HK$7,284/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,362/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,512
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$156,224
−HK$4,789/mo
Today · 4.125%
HK$161,013
baseline
▲ 0.50% · 4.625%
HK$170,810
+HK$9,797/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$322,026/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,555
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,076
−HK$4,586/mo
Today · 4.125%
HK$177,662
baseline
▲ 0.50% · 4.625%
HK$187,026
+HK$9,364/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,324/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,840 · Scale 2, in force from 26 Feb 2026)