LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,175
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$86,794
−HK$2,660/mo
Today · 4.125%
HK$89,454
baseline
▲ 0.50% · 4.625%
HK$94,897
+HK$5,443/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,908/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,644
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,156
−HK$2,547/mo
Today · 4.125%
HK$98,703
baseline
▲ 0.50% · 4.625%
HK$103,906
+HK$5,203/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,406/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,010
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,152
−HK$3,193/mo
Today · 4.125%
HK$107,345
baseline
▲ 0.50% · 4.625%
HK$113,876
+HK$6,531/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$214,690/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,373
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,387
−HK$3,057/mo
Today · 4.125%
HK$118,444
baseline
▲ 0.50% · 4.625%
HK$124,687
+HK$6,243/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$236,888/mo (50% DSR)
Upfront cash ≈ HK$16.33M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,845
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,511
−HK$3,724/mo
Today · 4.125%
HK$125,235
baseline
▲ 0.50% · 4.625%
HK$132,856
+HK$7,621/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,470/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,102
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,618
−HK$3,567/mo
Today · 4.125%
HK$138,185
baseline
▲ 0.50% · 4.625%
HK$145,469
+HK$7,284/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,370/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,515
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,228
−HK$4,789/mo
Today · 4.125%
HK$161,017
baseline
▲ 0.50% · 4.625%
HK$170,814
+HK$9,797/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$322,034/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,559
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,080
−HK$4,586/mo
Today · 4.125%
HK$177,666
baseline
▲ 0.50% · 4.625%
HK$187,031
+HK$9,365/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,332/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,881 · Scale 2, in force from 26 Feb 2026)