LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,178
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,796
−HK$2,660/mo
Today · 4.125%
HK$89,456
baseline
▲ 0.50% · 4.625%
HK$94,900
+HK$5,444/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,912/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,647
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,158
−HK$2,548/mo
Today · 4.125%
HK$98,706
baseline
▲ 0.50% · 4.625%
HK$103,909
+HK$5,203/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,412/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,013
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,155
−HK$3,193/mo
Today · 4.125%
HK$107,348
baseline
▲ 0.50% · 4.625%
HK$113,880
+HK$6,532/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$214,696/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,376
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,390
−HK$3,058/mo
Today · 4.125%
HK$118,448
baseline
▲ 0.50% · 4.625%
HK$124,691
+HK$6,243/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$236,896/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,849
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,515
−HK$3,724/mo
Today · 4.125%
HK$125,239
baseline
▲ 0.50% · 4.625%
HK$132,860
+HK$7,621/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$250,478/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,106
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,622
−HK$3,567/mo
Today · 4.125%
HK$138,189
baseline
▲ 0.50% · 4.625%
HK$145,473
+HK$7,284/mo
Deposit HK$11.07M · loan HK$25.84M · min. income ≈ HK$276,378/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,520
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,233
−HK$4,789/mo
Today · 4.125%
HK$161,022
baseline
▲ 0.50% · 4.625%
HK$170,819
+HK$9,797/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$322,044/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,564
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,085
−HK$4,586/mo
Today · 4.125%
HK$177,671
baseline
▲ 0.50% · 4.625%
HK$187,037
+HK$9,366/mo
Deposit HK$3.69M · loan HK$33.22M · min. income ≈ HK$355,342/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,927 · Scale 2, in force from 26 Feb 2026)