LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,181
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$86,800
−HK$2,660/mo
Today · 4.125%
HK$89,460
baseline
▲ 0.50% · 4.625%
HK$94,904
+HK$5,444/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,920/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,651
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,163
−HK$2,548/mo
Today · 4.125%
HK$98,711
baseline
▲ 0.50% · 4.625%
HK$103,914
+HK$5,203/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,422/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,018
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,160
−HK$3,192/mo
Today · 4.125%
HK$107,352
baseline
▲ 0.50% · 4.625%
HK$113,885
+HK$6,533/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$214,704/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,381
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,395
−HK$3,058/mo
Today · 4.125%
HK$118,453
baseline
▲ 0.50% · 4.625%
HK$124,697
+HK$6,244/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$236,906/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,854
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,520
−HK$3,724/mo
Today · 4.125%
HK$125,244
baseline
▲ 0.50% · 4.625%
HK$132,865
+HK$7,621/mo
Deposit HK$11.08M · loan HK$25.84M · min. income ≈ HK$250,488/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,111
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,628
−HK$3,567/mo
Today · 4.125%
HK$138,195
baseline
▲ 0.50% · 4.625%
HK$145,479
+HK$7,284/mo
Deposit HK$11.08M · loan HK$25.84M · min. income ≈ HK$276,390/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,527
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$156,240
−HK$4,789/mo
Today · 4.125%
HK$161,029
baseline
▲ 0.50% · 4.625%
HK$170,827
+HK$9,798/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$322,058/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,572
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$173,093
−HK$4,586/mo
Today · 4.125%
HK$177,679
baseline
▲ 0.50% · 4.625%
HK$187,045
+HK$9,366/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$355,358/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,568,995 · Scale 2, in force from 26 Feb 2026)