LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,187
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,806
−HK$2,661/mo
Today · 4.125%
HK$89,467
baseline
▲ 0.50% · 4.625%
HK$94,911
+HK$5,444/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,934/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,658
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,170
−HK$2,548/mo
Today · 4.125%
HK$98,718
baseline
▲ 0.50% · 4.625%
HK$103,921
+HK$5,203/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,436/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,025
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,167
−HK$3,193/mo
Today · 4.125%
HK$107,360
baseline
▲ 0.50% · 4.625%
HK$113,893
+HK$6,533/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$214,720/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,389
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,403
−HK$3,058/mo
Today · 4.125%
HK$118,461
baseline
▲ 0.50% · 4.625%
HK$124,706
+HK$6,245/mo
Deposit HK$14.77M · loan HK$22.15M · min. income ≈ HK$236,922/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,862
−HK$7,391/mo
▼ 0.25% · 3.875%
HK$121,529
−HK$3,724/mo
Today · 4.125%
HK$125,253
baseline
▲ 0.50% · 4.625%
HK$132,875
+HK$7,622/mo
Deposit HK$11.08M · loan HK$25.84M · min. income ≈ HK$250,506/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,121
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$134,637
−HK$3,568/mo
Today · 4.125%
HK$138,205
baseline
▲ 0.50% · 4.625%
HK$145,490
+HK$7,285/mo
Deposit HK$11.08M · loan HK$25.84M · min. income ≈ HK$276,410/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,537
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$156,251
−HK$4,789/mo
Today · 4.125%
HK$161,040
baseline
▲ 0.50% · 4.625%
HK$170,839
+HK$9,799/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$322,080/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,584
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$173,105
−HK$4,587/mo
Today · 4.125%
HK$177,692
baseline
▲ 0.50% · 4.625%
HK$187,058
+HK$9,366/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$355,384/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,108 · Scale 2, in force from 26 Feb 2026)