LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,201
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$86,820
−HK$2,661/mo
Today · 4.125%
HK$89,481
baseline
▲ 0.50% · 4.625%
HK$94,926
+HK$5,445/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,962/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,673
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,185
−HK$2,548/mo
Today · 4.125%
HK$98,733
baseline
▲ 0.50% · 4.625%
HK$103,938
+HK$5,205/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,466/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,041
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,184
−HK$3,193/mo
Today · 4.125%
HK$107,377
baseline
▲ 0.50% · 4.625%
HK$113,911
+HK$6,534/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,754/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,407
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$115,422
−HK$3,058/mo
Today · 4.125%
HK$118,480
baseline
▲ 0.50% · 4.625%
HK$124,725
+HK$6,245/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$236,960/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,881
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,548
−HK$3,725/mo
Today · 4.125%
HK$125,273
baseline
▲ 0.50% · 4.625%
HK$132,896
+HK$7,623/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,546/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,142
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,659
−HK$3,568/mo
Today · 4.125%
HK$138,227
baseline
▲ 0.50% · 4.625%
HK$145,513
+HK$7,286/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,454/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,561
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,276
−HK$4,790/mo
Today · 4.125%
HK$161,066
baseline
▲ 0.50% · 4.625%
HK$170,866
+HK$9,800/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$322,132/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,611
−HK$9,109/mo
▼ 0.25% · 3.875%
HK$173,133
−HK$4,587/mo
Today · 4.125%
HK$177,720
baseline
▲ 0.50% · 4.625%
HK$187,088
+HK$9,368/mo
Deposit HK$3.69M · loan HK$33.23M · min. income ≈ HK$355,440/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,357 · Scale 2, in force from 26 Feb 2026)