LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,208
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,828
−HK$2,661/mo
Today · 4.125%
HK$89,489
baseline
▲ 0.50% · 4.625%
HK$94,934
+HK$5,445/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$178,978/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,681
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,194
−HK$2,548/mo
Today · 4.125%
HK$98,742
baseline
▲ 0.50% · 4.625%
HK$103,947
+HK$5,205/mo
Deposit HK$18.46M · loan HK$18.46M · min. income ≈ HK$197,484/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,050
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,193
−HK$3,194/mo
Today · 4.125%
HK$107,387
baseline
▲ 0.50% · 4.625%
HK$113,921
+HK$6,534/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,774/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,417
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,432
−HK$3,059/mo
Today · 4.125%
HK$118,491
baseline
▲ 0.50% · 4.625%
HK$124,737
+HK$6,246/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$236,982/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,892
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$121,559
−HK$3,726/mo
Today · 4.125%
HK$125,285
baseline
▲ 0.50% · 4.625%
HK$132,908
+HK$7,623/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,570/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,154
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,671
−HK$3,568/mo
Today · 4.125%
HK$138,239
baseline
▲ 0.50% · 4.625%
HK$145,526
+HK$7,287/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,478/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,575
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,290
−HK$4,790/mo
Today · 4.125%
HK$161,080
baseline
▲ 0.50% · 4.625%
HK$170,882
+HK$9,802/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,160/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,626
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$173,148
−HK$4,588/mo
Today · 4.125%
HK$177,736
baseline
▲ 0.50% · 4.625%
HK$187,105
+HK$9,369/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,472/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,499 · Scale 2, in force from 26 Feb 2026)