LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,210
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,830
−HK$2,661/mo
Today · 4.125%
HK$89,491
baseline
▲ 0.50% · 4.625%
HK$94,936
+HK$5,445/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$178,982/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,683
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,196
−HK$2,549/mo
Today · 4.125%
HK$98,745
baseline
▲ 0.50% · 4.625%
HK$103,950
+HK$5,205/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,490/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,052
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,196
−HK$3,193/mo
Today · 4.125%
HK$107,389
baseline
▲ 0.50% · 4.625%
HK$113,924
+HK$6,535/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,778/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,420
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,435
−HK$3,059/mo
Today · 4.125%
HK$118,494
baseline
▲ 0.50% · 4.625%
HK$124,740
+HK$6,246/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$236,988/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,895
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$121,562
−HK$3,726/mo
Today · 4.125%
HK$125,288
baseline
▲ 0.50% · 4.625%
HK$132,911
+HK$7,623/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,576/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,157
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,674
−HK$3,569/mo
Today · 4.125%
HK$138,243
baseline
▲ 0.50% · 4.625%
HK$145,529
+HK$7,286/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,486/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,579
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,294
−HK$4,790/mo
Today · 4.125%
HK$161,084
baseline
▲ 0.50% · 4.625%
HK$170,886
+HK$9,802/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,168/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,630
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$173,152
−HK$4,588/mo
Today · 4.125%
HK$177,740
baseline
▲ 0.50% · 4.625%
HK$187,109
+HK$9,369/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,480/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,536 · Scale 2, in force from 26 Feb 2026)