LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,211
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,831
−HK$2,661/mo
Today · 4.125%
HK$89,492
baseline
▲ 0.50% · 4.625%
HK$94,938
+HK$5,446/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$178,984/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,684
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,197
−HK$2,549/mo
Today · 4.125%
HK$98,746
baseline
▲ 0.50% · 4.625%
HK$103,951
+HK$5,205/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,492/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,054
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,197
−HK$3,194/mo
Today · 4.125%
HK$107,391
baseline
▲ 0.50% · 4.625%
HK$113,925
+HK$6,534/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,782/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,421
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,436
−HK$3,059/mo
Today · 4.125%
HK$118,495
baseline
▲ 0.50% · 4.625%
HK$124,741
+HK$6,246/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$236,990/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,896
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$121,563
−HK$3,726/mo
Today · 4.125%
HK$125,289
baseline
▲ 0.50% · 4.625%
HK$132,913
+HK$7,624/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,578/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,158
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,676
−HK$3,568/mo
Today · 4.125%
HK$138,244
baseline
▲ 0.50% · 4.625%
HK$145,531
+HK$7,287/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,488/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,580
−HK$9,506/mo
▼ 0.25% · 3.875%
HK$156,295
−HK$4,791/mo
Today · 4.125%
HK$161,086
baseline
▲ 0.50% · 4.625%
HK$170,888
+HK$9,802/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,172/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,632
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$173,154
−HK$4,588/mo
Today · 4.125%
HK$177,742
baseline
▲ 0.50% · 4.625%
HK$187,111
+HK$9,369/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,484/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,554 · Scale 2, in force from 26 Feb 2026)