LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,214
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$86,833
−HK$2,662/mo
Today · 4.125%
HK$89,495
baseline
▲ 0.50% · 4.625%
HK$94,940
+HK$5,445/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$178,990/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,687
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$96,199
−HK$2,549/mo
Today · 4.125%
HK$98,748
baseline
▲ 0.50% · 4.625%
HK$103,954
+HK$5,206/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,496/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,056
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,200
−HK$3,193/mo
Today · 4.125%
HK$107,393
baseline
▲ 0.50% · 4.625%
HK$113,928
+HK$6,535/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,786/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,424
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,439
−HK$3,059/mo
Today · 4.125%
HK$118,498
baseline
▲ 0.50% · 4.625%
HK$124,744
+HK$6,246/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$236,996/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,899
−HK$7,393/mo
▼ 0.25% · 3.875%
HK$121,566
−HK$3,726/mo
Today · 4.125%
HK$125,292
baseline
▲ 0.50% · 4.625%
HK$132,916
+HK$7,624/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,584/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,162
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$134,679
−HK$3,569/mo
Today · 4.125%
HK$138,248
baseline
▲ 0.50% · 4.625%
HK$145,535
+HK$7,287/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,496/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,585
−HK$9,505/mo
▼ 0.25% · 3.875%
HK$156,300
−HK$4,790/mo
Today · 4.125%
HK$161,090
baseline
▲ 0.50% · 4.625%
HK$170,892
+HK$9,802/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,180/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,636
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,159
−HK$4,588/mo
Today · 4.125%
HK$177,747
baseline
▲ 0.50% · 4.625%
HK$187,116
+HK$9,369/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,494/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,596 · Scale 2, in force from 26 Feb 2026)