LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,217
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,837
−HK$2,662/mo
Today · 4.125%
HK$89,499
baseline
▲ 0.50% · 4.625%
HK$94,944
+HK$5,445/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$178,998/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,691
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,204
−HK$2,549/mo
Today · 4.125%
HK$98,753
baseline
▲ 0.50% · 4.625%
HK$103,958
+HK$5,205/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,506/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,061
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,204
−HK$3,194/mo
Today · 4.125%
HK$107,398
baseline
▲ 0.50% · 4.625%
HK$113,933
+HK$6,535/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,796/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,429
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,445
−HK$3,058/mo
Today · 4.125%
HK$118,503
baseline
▲ 0.50% · 4.625%
HK$124,750
+HK$6,247/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$237,006/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,904
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,572
−HK$3,726/mo
Today · 4.125%
HK$125,298
baseline
▲ 0.50% · 4.625%
HK$132,922
+HK$7,624/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,596/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,167
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,685
−HK$3,569/mo
Today · 4.125%
HK$138,254
baseline
▲ 0.50% · 4.625%
HK$145,542
+HK$7,288/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,508/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,591
−HK$9,506/mo
▼ 0.25% · 3.875%
HK$156,307
−HK$4,790/mo
Today · 4.125%
HK$161,097
baseline
▲ 0.50% · 4.625%
HK$170,900
+HK$9,803/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,194/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,644
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$173,167
−HK$4,588/mo
Today · 4.125%
HK$177,755
baseline
▲ 0.50% · 4.625%
HK$187,125
+HK$9,370/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,510/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,666 · Scale 2, in force from 26 Feb 2026)