LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,222
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,842
−HK$2,662/mo
Today · 4.125%
HK$89,504
baseline
▲ 0.50% · 4.625%
HK$94,950
+HK$5,446/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,008/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,697
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,209
−HK$2,550/mo
Today · 4.125%
HK$98,759
baseline
▲ 0.50% · 4.625%
HK$103,964
+HK$5,205/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,518/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,067
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,211
−HK$3,194/mo
Today · 4.125%
HK$107,405
baseline
▲ 0.50% · 4.625%
HK$113,940
+HK$6,535/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,810/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,436
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,451
−HK$3,059/mo
Today · 4.125%
HK$118,510
baseline
▲ 0.50% · 4.625%
HK$124,757
+HK$6,247/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$237,020/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,911
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,579
−HK$3,726/mo
Today · 4.125%
HK$125,305
baseline
▲ 0.50% · 4.625%
HK$132,930
+HK$7,625/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$250,610/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,175
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,693
−HK$3,569/mo
Today · 4.125%
HK$138,262
baseline
▲ 0.50% · 4.625%
HK$145,550
+HK$7,288/mo
Deposit HK$11.08M · loan HK$25.85M · min. income ≈ HK$276,524/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,600
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,316
−HK$4,791/mo
Today · 4.125%
HK$161,107
baseline
▲ 0.50% · 4.625%
HK$170,910
+HK$9,803/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,214/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,654
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$173,177
−HK$4,589/mo
Today · 4.125%
HK$177,766
baseline
▲ 0.50% · 4.625%
HK$187,136
+HK$9,370/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,532/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,758 · Scale 2, in force from 26 Feb 2026)