LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,225
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,845
−HK$2,662/mo
Today · 4.125%
HK$89,507
baseline
▲ 0.50% · 4.625%
HK$94,953
+HK$5,446/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,014/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,700
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,213
−HK$2,549/mo
Today · 4.125%
HK$98,762
baseline
▲ 0.50% · 4.625%
HK$103,968
+HK$5,206/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,524/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,070
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,214
−HK$3,194/mo
Today · 4.125%
HK$107,408
baseline
▲ 0.50% · 4.625%
HK$113,944
+HK$6,536/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,816/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,440
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,455
−HK$3,059/mo
Today · 4.125%
HK$118,514
baseline
▲ 0.50% · 4.625%
HK$124,762
+HK$6,248/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$237,028/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,915
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$121,583
−HK$3,727/mo
Today · 4.125%
HK$125,310
baseline
▲ 0.50% · 4.625%
HK$132,934
+HK$7,624/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$250,620/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,180
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,698
−HK$3,569/mo
Today · 4.125%
HK$138,267
baseline
▲ 0.50% · 4.625%
HK$145,555
+HK$7,288/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$276,534/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,605
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,321
−HK$4,791/mo
Today · 4.125%
HK$161,112
baseline
▲ 0.50% · 4.625%
HK$170,916
+HK$9,804/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,224/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,660
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$173,183
−HK$4,589/mo
Today · 4.125%
HK$177,772
baseline
▲ 0.50% · 4.625%
HK$187,142
+HK$9,370/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,544/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,812 · Scale 2, in force from 26 Feb 2026)