LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,226
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,846
−HK$2,662/mo
Today · 4.125%
HK$89,508
baseline
▲ 0.50% · 4.625%
HK$94,954
+HK$5,446/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,016/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,701
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$96,214
−HK$2,549/mo
Today · 4.125%
HK$98,763
baseline
▲ 0.50% · 4.625%
HK$103,969
+HK$5,206/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,526/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,071
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,215
−HK$3,194/mo
Today · 4.125%
HK$107,409
baseline
▲ 0.50% · 4.625%
HK$113,945
+HK$6,536/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$214,818/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,441
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,456
−HK$3,060/mo
Today · 4.125%
HK$118,516
baseline
▲ 0.50% · 4.625%
HK$124,763
+HK$6,247/mo
Deposit HK$14.77M · loan HK$22.16M · min. income ≈ HK$237,032/mo (50% DSR)
Upfront cash ≈ HK$16.34M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,917
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$121,584
−HK$3,727/mo
Today · 4.125%
HK$125,311
baseline
▲ 0.50% · 4.625%
HK$132,936
+HK$7,625/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$250,622/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,181
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$134,699
−HK$3,569/mo
Today · 4.125%
HK$138,268
baseline
▲ 0.50% · 4.625%
HK$145,557
+HK$7,289/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$276,536/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,607
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$156,323
−HK$4,791/mo
Today · 4.125%
HK$161,114
baseline
▲ 0.50% · 4.625%
HK$170,918
+HK$9,804/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$322,228/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,661
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,185
−HK$4,589/mo
Today · 4.125%
HK$177,774
baseline
▲ 0.50% · 4.625%
HK$187,144
+HK$9,370/mo
Deposit HK$3.69M · loan HK$33.24M · min. income ≈ HK$355,548/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,829 · Scale 2, in force from 26 Feb 2026)