LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,233
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$86,854
−HK$2,662/mo
Today · 4.125%
HK$89,516
baseline
▲ 0.50% · 4.625%
HK$94,962
+HK$5,446/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,032/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,709
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,222
−HK$2,550/mo
Today · 4.125%
HK$98,772
baseline
▲ 0.50% · 4.625%
HK$103,978
+HK$5,206/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,544/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,080
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,224
−HK$3,195/mo
Today · 4.125%
HK$107,419
baseline
▲ 0.50% · 4.625%
HK$113,955
+HK$6,536/mo
Deposit HK$14.78M · loan HK$22.16M · min. income ≈ HK$214,838/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,451
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,467
−HK$3,059/mo
Today · 4.125%
HK$118,526
baseline
▲ 0.50% · 4.625%
HK$124,774
+HK$6,248/mo
Deposit HK$14.78M · loan HK$22.16M · min. income ≈ HK$237,052/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,927
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$121,595
−HK$3,727/mo
Today · 4.125%
HK$125,322
baseline
▲ 0.50% · 4.625%
HK$132,947
+HK$7,625/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$250,644/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,192
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$134,711
−HK$3,569/mo
Today · 4.125%
HK$138,280
baseline
▲ 0.50% · 4.625%
HK$145,569
+HK$7,289/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$276,560/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,620
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$156,336
−HK$4,792/mo
Today · 4.125%
HK$161,128
baseline
▲ 0.50% · 4.625%
HK$170,932
+HK$9,804/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$322,256/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,676
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$173,200
−HK$4,589/mo
Today · 4.125%
HK$177,789
baseline
▲ 0.50% · 4.625%
HK$187,161
+HK$9,372/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$355,578/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,569,965 · Scale 2, in force from 26 Feb 2026)