LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,238
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$86,858
−HK$2,662/mo
Today · 4.125%
HK$89,520
baseline
▲ 0.50% · 4.625%
HK$94,968
+HK$5,448/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,040/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,714
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$96,227
−HK$2,550/mo
Today · 4.125%
HK$98,777
baseline
▲ 0.50% · 4.625%
HK$103,984
+HK$5,207/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,554/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,086
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,230
−HK$3,195/mo
Today · 4.125%
HK$107,425
baseline
▲ 0.50% · 4.625%
HK$113,961
+HK$6,536/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$214,850/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,457
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,473
−HK$3,059/mo
Today · 4.125%
HK$118,532
baseline
▲ 0.50% · 4.625%
HK$124,780
+HK$6,248/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$237,064/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,933
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$121,602
−HK$3,727/mo
Today · 4.125%
HK$125,329
baseline
▲ 0.50% · 4.625%
HK$132,955
+HK$7,626/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$250,658/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,199
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,718
−HK$3,570/mo
Today · 4.125%
HK$138,288
baseline
▲ 0.50% · 4.625%
HK$145,577
+HK$7,289/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$276,576/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,628
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$156,345
−HK$4,792/mo
Today · 4.125%
HK$161,137
baseline
▲ 0.50% · 4.625%
HK$170,942
+HK$9,805/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$322,274/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,685
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$173,209
−HK$4,590/mo
Today · 4.125%
HK$177,799
baseline
▲ 0.50% · 4.625%
HK$187,171
+HK$9,372/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$355,598/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$1,570,050 · Scale 2, in force from 26 Feb 2026)