LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,254
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,875
−HK$2,663/mo
Today · 4.125%
HK$89,538
baseline
▲ 0.50% · 4.625%
HK$94,986
+HK$5,448/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$179,076/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,732
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$96,246
−HK$2,550/mo
Today · 4.125%
HK$98,796
baseline
▲ 0.50% · 4.625%
HK$104,004
+HK$5,208/mo
Deposit HK$18.47M · loan HK$18.47M · min. income ≈ HK$197,592/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,105
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$104,250
−HK$3,195/mo
Today · 4.125%
HK$107,445
baseline
▲ 0.50% · 4.625%
HK$113,983
+HK$6,538/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$214,890/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,478
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,495
−HK$3,060/mo
Today · 4.125%
HK$118,555
baseline
▲ 0.50% · 4.625%
HK$124,804
+HK$6,249/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$237,110/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,956
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,625
−HK$3,728/mo
Today · 4.125%
HK$125,353
baseline
▲ 0.50% · 4.625%
HK$132,980
+HK$7,627/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$250,706/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,225
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,744
−HK$3,570/mo
Today · 4.125%
HK$138,314
baseline
▲ 0.50% · 4.625%
HK$145,605
+HK$7,291/mo
Deposit HK$11.08M · loan HK$25.86M · min. income ≈ HK$276,628/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,657
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$156,375
−HK$4,793/mo
Today · 4.125%
HK$161,168
baseline
▲ 0.50% · 4.625%
HK$170,974
+HK$9,806/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$322,336/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,717
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,242
−HK$4,591/mo
Today · 4.125%
HK$177,833
baseline
▲ 0.50% · 4.625%
HK$187,206
+HK$9,373/mo
Deposit HK$3.69M · loan HK$33.25M · min. income ≈ HK$355,666/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,349 · Scale 2, in force from 26 Feb 2026)