LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,269
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$86,891
−HK$2,663/mo
Today · 4.125%
HK$89,554
baseline
▲ 0.50% · 4.625%
HK$95,003
+HK$5,449/mo
Deposit HK$18.48M · loan HK$18.48M · min. income ≈ HK$179,108/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,749
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,263
−HK$2,551/mo
Today · 4.125%
HK$98,814
baseline
▲ 0.50% · 4.625%
HK$104,023
+HK$5,209/mo
Deposit HK$18.48M · loan HK$18.48M · min. income ≈ HK$197,628/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,123
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,269
−HK$3,196/mo
Today · 4.125%
HK$107,465
baseline
▲ 0.50% · 4.625%
HK$114,004
+HK$6,539/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$214,930/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,499
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,516
−HK$3,061/mo
Today · 4.125%
HK$118,577
baseline
▲ 0.50% · 4.625%
HK$124,827
+HK$6,250/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$237,154/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,977
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,647
−HK$3,728/mo
Today · 4.125%
HK$125,375
baseline
▲ 0.50% · 4.625%
HK$133,004
+HK$7,629/mo
Deposit HK$11.09M · loan HK$25.87M · min. income ≈ HK$250,750/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,249
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$134,769
−HK$3,570/mo
Today · 4.125%
HK$138,339
baseline
▲ 0.50% · 4.625%
HK$145,632
+HK$7,293/mo
Deposit HK$11.09M · loan HK$25.87M · min. income ≈ HK$276,678/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,685
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$156,403
−HK$4,794/mo
Today · 4.125%
HK$161,197
baseline
▲ 0.50% · 4.625%
HK$171,006
+HK$9,809/mo
Deposit HK$3.70M · loan HK$33.26M · min. income ≈ HK$322,394/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,748
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$173,274
−HK$4,591/mo
Today · 4.125%
HK$177,865
baseline
▲ 0.50% · 4.625%
HK$187,241
+HK$9,376/mo
Deposit HK$3.70M · loan HK$33.26M · min. income ≈ HK$355,730/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,637 · Scale 2, in force from 26 Feb 2026)