LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,271
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$86,892
−HK$2,663/mo
Today · 4.125%
HK$89,555
baseline
▲ 0.50% · 4.625%
HK$95,004
+HK$5,449/mo
Deposit HK$18.48M · loan HK$18.48M · min. income ≈ HK$179,110/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,750
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$96,265
−HK$2,550/mo
Today · 4.125%
HK$98,815
baseline
▲ 0.50% · 4.625%
HK$104,024
+HK$5,209/mo
Deposit HK$18.48M · loan HK$18.48M · min. income ≈ HK$197,630/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,125
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$104,270
−HK$3,196/mo
Today · 4.125%
HK$107,466
baseline
▲ 0.50% · 4.625%
HK$114,005
+HK$6,539/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$214,932/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,500
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,517
−HK$3,061/mo
Today · 4.125%
HK$118,578
baseline
▲ 0.50% · 4.625%
HK$124,829
+HK$6,251/mo
Deposit HK$14.78M · loan HK$22.17M · min. income ≈ HK$237,156/mo (50% DSR)
Upfront cash ≈ HK$16.35M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,979
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$121,649
−HK$3,728/mo
Today · 4.125%
HK$125,377
baseline
▲ 0.50% · 4.625%
HK$133,006
+HK$7,629/mo
Deposit HK$11.09M · loan HK$25.87M · min. income ≈ HK$250,754/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,250
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$134,770
−HK$3,571/mo
Today · 4.125%
HK$138,341
baseline
▲ 0.50% · 4.625%
HK$145,633
+HK$7,292/mo
Deposit HK$11.09M · loan HK$25.87M · min. income ≈ HK$276,682/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,687
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$156,405
−HK$4,794/mo
Today · 4.125%
HK$161,199
baseline
▲ 0.50% · 4.625%
HK$171,008
+HK$9,809/mo
Deposit HK$3.70M · loan HK$33.26M · min. income ≈ HK$322,398/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,750
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$173,276
−HK$4,591/mo
Today · 4.125%
HK$177,867
baseline
▲ 0.50% · 4.625%
HK$187,243
+HK$9,376/mo
Deposit HK$3.70M · loan HK$33.26M · min. income ≈ HK$355,734/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,570,657 · Scale 2, in force from 26 Feb 2026)