LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,302
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$86,924
−HK$2,665/mo
Today · 4.125%
HK$89,589
baseline
▲ 0.50% · 4.625%
HK$95,040
+HK$5,451/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,178/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,785
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$96,301
−HK$2,551/mo
Today · 4.125%
HK$98,852
baseline
▲ 0.50% · 4.625%
HK$104,063
+HK$5,211/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,704/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,163
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,309
−HK$3,197/mo
Today · 4.125%
HK$107,506
baseline
▲ 0.50% · 4.625%
HK$114,048
+HK$6,542/mo
Deposit HK$14.79M · loan HK$22.18M · min. income ≈ HK$215,012/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,542
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,561
−HK$3,062/mo
Today · 4.125%
HK$118,623
baseline
▲ 0.50% · 4.625%
HK$124,875
+HK$6,252/mo
Deposit HK$14.79M · loan HK$22.18M · min. income ≈ HK$237,246/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,023
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$121,694
−HK$3,730/mo
Today · 4.125%
HK$125,424
baseline
▲ 0.50% · 4.625%
HK$133,056
+HK$7,632/mo
Deposit HK$11.09M · loan HK$25.88M · min. income ≈ HK$250,848/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,299
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,821
−HK$3,572/mo
Today · 4.125%
HK$138,393
baseline
▲ 0.50% · 4.625%
HK$145,688
+HK$7,295/mo
Deposit HK$11.09M · loan HK$25.88M · min. income ≈ HK$276,786/mo (50% DSR)
Upfront cash ≈ HK$12.66M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,744
−HK$9,516/mo
▼ 0.25% · 3.875%
HK$156,464
−HK$4,796/mo
Today · 4.125%
HK$161,260
baseline
▲ 0.50% · 4.625%
HK$171,072
+HK$9,812/mo
Deposit HK$3.70M · loan HK$33.27M · min. income ≈ HK$322,520/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,814
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$173,341
−HK$4,593/mo
Today · 4.125%
HK$177,934
baseline
▲ 0.50% · 4.625%
HK$187,313
+HK$9,379/mo
Deposit HK$3.70M · loan HK$33.27M · min. income ≈ HK$355,868/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,245 · Scale 2, in force from 26 Feb 2026)