LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,326
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,949
−HK$2,665/mo
Today · 4.125%
HK$89,614
baseline
▲ 0.50% · 4.625%
HK$95,067
+HK$5,453/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,228/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,812
−HK$5,068/mo
▼ 0.25% · 3.875%
HK$96,328
−HK$2,552/mo
Today · 4.125%
HK$98,880
baseline
▲ 0.50% · 4.625%
HK$104,092
+HK$5,212/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,760/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,191
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,339
−HK$3,198/mo
Today · 4.125%
HK$107,537
baseline
▲ 0.50% · 4.625%
HK$114,080
+HK$6,543/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$215,074/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,574
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,594
−HK$3,062/mo
Today · 4.125%
HK$118,656
baseline
▲ 0.50% · 4.625%
HK$124,911
+HK$6,255/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$237,312/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,057
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,729
−HK$3,731/mo
Today · 4.125%
HK$125,460
baseline
▲ 0.50% · 4.625%
HK$133,094
+HK$7,634/mo
Deposit HK$11.09M · loan HK$25.89M · min. income ≈ HK$250,920/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,337
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,859
−HK$3,573/mo
Today · 4.125%
HK$138,432
baseline
▲ 0.50% · 4.625%
HK$145,729
+HK$7,297/mo
Deposit HK$11.09M · loan HK$25.89M · min. income ≈ HK$276,864/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,787
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,508
−HK$4,797/mo
Today · 4.125%
HK$161,305
baseline
▲ 0.50% · 4.625%
HK$171,120
+HK$9,815/mo
Deposit HK$3.70M · loan HK$33.28M · min. income ≈ HK$322,610/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,862
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,390
−HK$4,595/mo
Today · 4.125%
HK$177,985
baseline
▲ 0.50% · 4.625%
HK$187,366
+HK$9,381/mo
Deposit HK$3.70M · loan HK$33.28M · min. income ≈ HK$355,970/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,692 · Scale 2, in force from 26 Feb 2026)