LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,327
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,950
−HK$2,665/mo
Today · 4.125%
HK$89,615
baseline
▲ 0.50% · 4.625%
HK$95,068
+HK$5,453/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,230/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,813
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,329
−HK$2,553/mo
Today · 4.125%
HK$98,882
baseline
▲ 0.50% · 4.625%
HK$104,094
+HK$5,212/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,764/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,193
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,340
−HK$3,198/mo
Today · 4.125%
HK$107,538
baseline
▲ 0.50% · 4.625%
HK$114,082
+HK$6,544/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$215,076/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,576
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,595
−HK$3,063/mo
Today · 4.125%
HK$118,658
baseline
▲ 0.50% · 4.625%
HK$124,912
+HK$6,254/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$237,316/mo (50% DSR)
Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,058
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,730
−HK$3,731/mo
Today · 4.125%
HK$125,461
baseline
▲ 0.50% · 4.625%
HK$133,095
+HK$7,634/mo
Deposit HK$11.09M · loan HK$25.89M · min. income ≈ HK$250,922/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,338
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$134,861
−HK$3,573/mo
Today · 4.125%
HK$138,434
baseline
▲ 0.50% · 4.625%
HK$145,731
+HK$7,297/mo
Deposit HK$11.09M · loan HK$25.89M · min. income ≈ HK$276,868/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,789
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,510
−HK$4,797/mo
Today · 4.125%
HK$161,307
baseline
▲ 0.50% · 4.625%
HK$171,123
+HK$9,816/mo
Deposit HK$3.70M · loan HK$33.28M · min. income ≈ HK$322,614/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,864
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,392
−HK$4,595/mo
Today · 4.125%
HK$177,987
baseline
▲ 0.50% · 4.625%
HK$187,369
+HK$9,382/mo
Deposit HK$3.70M · loan HK$33.28M · min. income ≈ HK$355,974/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,711 · Scale 2, in force from 26 Feb 2026)