LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,332
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$86,955
−HK$2,665/mo
Today · 4.125%
HK$89,620
baseline
▲ 0.50% · 4.625%
HK$95,073
+HK$5,453/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,240/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,818
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,334
−HK$2,553/mo
Today · 4.125%
HK$98,887
baseline
▲ 0.50% · 4.625%
HK$104,099
+HK$5,212/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,774/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,198
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,346
−HK$3,198/mo
Today · 4.125%
HK$107,544
baseline
▲ 0.50% · 4.625%
HK$114,088
+HK$6,544/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$215,088/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,582
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,601
−HK$3,063/mo
Today · 4.125%
HK$118,664
baseline
▲ 0.50% · 4.625%
HK$124,919
+HK$6,255/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$237,328/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,064
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$121,737
−HK$3,731/mo
Today · 4.125%
HK$125,468
baseline
▲ 0.50% · 4.625%
HK$133,103
+HK$7,635/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$250,936/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,345
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,868
−HK$3,574/mo
Today · 4.125%
HK$138,442
baseline
▲ 0.50% · 4.625%
HK$145,739
+HK$7,297/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$276,884/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,797
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$156,519
−HK$4,797/mo
Today · 4.125%
HK$161,316
baseline
▲ 0.50% · 4.625%
HK$171,132
+HK$9,816/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$322,632/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,873
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,402
−HK$4,594/mo
Today · 4.125%
HK$177,996
baseline
▲ 0.50% · 4.625%
HK$187,379
+HK$9,383/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$355,992/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,797 · Scale 2, in force from 26 Feb 2026)