LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,336
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,959
−HK$2,666/mo
Today · 4.125%
HK$89,625
baseline
▲ 0.50% · 4.625%
HK$95,078
+HK$5,453/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,250/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,823
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,339
−HK$2,553/mo
Today · 4.125%
HK$98,892
baseline
▲ 0.50% · 4.625%
HK$104,105
+HK$5,213/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,784/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,203
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,351
−HK$3,198/mo
Today · 4.125%
HK$107,549
baseline
▲ 0.50% · 4.625%
HK$114,094
+HK$6,545/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$215,098/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,587
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,607
−HK$3,063/mo
Today · 4.125%
HK$118,670
baseline
▲ 0.50% · 4.625%
HK$124,925
+HK$6,255/mo
Deposit HK$14.79M · loan HK$22.19M · min. income ≈ HK$237,340/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,070
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$121,743
−HK$3,731/mo
Today · 4.125%
HK$125,474
baseline
▲ 0.50% · 4.625%
HK$133,109
+HK$7,635/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$250,948/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,352
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,875
−HK$3,574/mo
Today · 4.125%
HK$138,449
baseline
▲ 0.50% · 4.625%
HK$145,746
+HK$7,297/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$276,898/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,805
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$156,527
−HK$4,797/mo
Today · 4.125%
HK$161,324
baseline
▲ 0.50% · 4.625%
HK$171,140
+HK$9,816/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$322,648/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,881
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$173,410
−HK$4,595/mo
Today · 4.125%
HK$178,005
baseline
▲ 0.50% · 4.625%
HK$187,388
+HK$9,383/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$356,010/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,571,875 · Scale 2, in force from 26 Feb 2026)