LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,343
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,967
−HK$2,665/mo
Today · 4.125%
HK$89,632
baseline
▲ 0.50% · 4.625%
HK$95,086
+HK$5,454/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$179,264/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,831
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,347
−HK$2,553/mo
Today · 4.125%
HK$98,900
baseline
▲ 0.50% · 4.625%
HK$104,113
+HK$5,213/mo
Deposit HK$18.49M · loan HK$18.49M · min. income ≈ HK$197,800/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,212
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,360
−HK$3,199/mo
Today · 4.125%
HK$107,559
baseline
▲ 0.50% · 4.625%
HK$114,103
+HK$6,544/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$215,118/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,597
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,617
−HK$3,063/mo
Today · 4.125%
HK$118,680
baseline
▲ 0.50% · 4.625%
HK$124,936
+HK$6,256/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$237,360/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,080
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,753
−HK$3,732/mo
Today · 4.125%
HK$125,485
baseline
▲ 0.50% · 4.625%
HK$133,120
+HK$7,635/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$250,970/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,363
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,886
−HK$3,574/mo
Today · 4.125%
HK$138,460
baseline
▲ 0.50% · 4.625%
HK$145,759
+HK$7,299/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$276,920/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,818
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$156,540
−HK$4,798/mo
Today · 4.125%
HK$161,338
baseline
▲ 0.50% · 4.625%
HK$171,155
+HK$9,817/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$322,676/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,896
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$173,425
−HK$4,595/mo
Today · 4.125%
HK$178,020
baseline
▲ 0.50% · 4.625%
HK$187,404
+HK$9,384/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$356,040/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,008 · Scale 2, in force from 26 Feb 2026)