LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,347
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,971
−HK$2,665/mo
Today · 4.125%
HK$89,636
baseline
▲ 0.50% · 4.625%
HK$95,090
+HK$5,454/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,272/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,835
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,352
−HK$2,553/mo
Today · 4.125%
HK$98,905
baseline
▲ 0.50% · 4.625%
HK$104,118
+HK$5,213/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,810/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,216
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,365
−HK$3,199/mo
Today · 4.125%
HK$107,564
baseline
▲ 0.50% · 4.625%
HK$114,109
+HK$6,545/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$215,128/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,602
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,622
−HK$3,064/mo
Today · 4.125%
HK$118,686
baseline
▲ 0.50% · 4.625%
HK$124,942
+HK$6,256/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$237,372/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,086
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,759
−HK$3,732/mo
Today · 4.125%
HK$125,491
baseline
▲ 0.50% · 4.625%
HK$133,127
+HK$7,636/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$250,982/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,369
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,892
−HK$3,575/mo
Today · 4.125%
HK$138,467
baseline
▲ 0.50% · 4.625%
HK$145,765
+HK$7,298/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$276,934/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,825
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$156,547
−HK$4,798/mo
Today · 4.125%
HK$161,345
baseline
▲ 0.50% · 4.625%
HK$171,163
+HK$9,818/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$322,690/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,903
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$173,433
−HK$4,596/mo
Today · 4.125%
HK$178,029
baseline
▲ 0.50% · 4.625%
HK$187,413
+HK$9,384/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$356,058/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,081 · Scale 2, in force from 26 Feb 2026)