LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,347
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,971
−HK$2,666/mo
Today · 4.125%
HK$89,637
baseline
▲ 0.50% · 4.625%
HK$95,091
+HK$5,454/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,274/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,836
−HK$5,069/mo
▼ 0.25% · 3.875%
HK$96,352
−HK$2,553/mo
Today · 4.125%
HK$98,905
baseline
▲ 0.50% · 4.625%
HK$104,119
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,810/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,217
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,365
−HK$3,199/mo
Today · 4.125%
HK$107,564
baseline
▲ 0.50% · 4.625%
HK$114,109
+HK$6,545/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$215,128/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,603
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,623
−HK$3,063/mo
Today · 4.125%
HK$118,686
baseline
▲ 0.50% · 4.625%
HK$124,942
+HK$6,256/mo
Deposit HK$14.80M · loan HK$22.19M · min. income ≈ HK$237,372/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,086
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,759
−HK$3,732/mo
Today · 4.125%
HK$125,491
baseline
▲ 0.50% · 4.625%
HK$133,127
+HK$7,636/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$250,982/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,370
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,893
−HK$3,574/mo
Today · 4.125%
HK$138,467
baseline
▲ 0.50% · 4.625%
HK$145,766
+HK$7,299/mo
Deposit HK$11.10M · loan HK$25.89M · min. income ≈ HK$276,934/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,825
−HK$9,521/mo
▼ 0.25% · 3.875%
HK$156,548
−HK$4,798/mo
Today · 4.125%
HK$161,346
baseline
▲ 0.50% · 4.625%
HK$171,164
+HK$9,818/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$322,692/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,904
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$173,434
−HK$4,595/mo
Today · 4.125%
HK$178,029
baseline
▲ 0.50% · 4.625%
HK$187,414
+HK$9,385/mo
Deposit HK$3.70M · loan HK$33.29M · min. income ≈ HK$356,058/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,088 · Scale 2, in force from 26 Feb 2026)