LTV · monthly repayment
▼ 0.50% · 3.625%
HK$84,358
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$86,982
−HK$2,666/mo
Today · 4.125%
HK$89,648
baseline
▲ 0.50% · 4.625%
HK$95,103
+HK$5,455/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$179,296/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,848
−HK$5,070/mo
▼ 0.25% · 3.875%
HK$96,365
−HK$2,553/mo
Today · 4.125%
HK$98,918
baseline
▲ 0.50% · 4.625%
HK$104,132
+HK$5,214/mo
Deposit HK$18.50M · loan HK$18.50M · min. income ≈ HK$197,836/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,230
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,379
−HK$3,199/mo
Today · 4.125%
HK$107,578
baseline
▲ 0.50% · 4.625%
HK$114,124
+HK$6,546/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$215,156/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,617
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,638
−HK$3,064/mo
Today · 4.125%
HK$118,702
baseline
▲ 0.50% · 4.625%
HK$124,959
+HK$6,257/mo
Deposit HK$14.80M · loan HK$22.20M · min. income ≈ HK$237,404/mo (50% DSR)
Upfront cash ≈ HK$16.37M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,102
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$121,775
−HK$3,733/mo
Today · 4.125%
HK$125,508
baseline
▲ 0.50% · 4.625%
HK$133,145
+HK$7,637/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$251,016/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,387
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,911
−HK$3,574/mo
Today · 4.125%
HK$138,485
baseline
▲ 0.50% · 4.625%
HK$145,785
+HK$7,300/mo
Deposit HK$11.10M · loan HK$25.90M · min. income ≈ HK$276,970/mo (50% DSR)
Upfront cash ≈ HK$12.67M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,845
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$156,568
−HK$4,799/mo
Today · 4.125%
HK$161,367
baseline
▲ 0.50% · 4.625%
HK$171,186
+HK$9,819/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$322,734/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,926
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,457
−HK$4,596/mo
Today · 4.125%
HK$178,053
baseline
▲ 0.50% · 4.625%
HK$187,438
+HK$9,385/mo
Deposit HK$3.70M · loan HK$33.30M · min. income ≈ HK$356,106/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$1,572,293 · Scale 2, in force from 26 Feb 2026)